Federal investigators are reviewing how Medicare Advantage plans use prior authorization and step therapy for Part B drugs. What the review covers, what the 52.8 million decisions and 80.7% appeal-reversal rate actually show, and what to do if your care is denied.
Mortgage rates are back near 7 percent. On a $400,000 loan that is about $263 more a month than at 6 percent. Here’s why rates rose even without the Fed, why the market feels stuck, and what to compare before you buy, wait, or negotiate.
Costco is limiting purchases of some Kirkland synthetic motor oil as its two-pack price hits $57.99. Here’s why synthetic oil is in short supply, what it means for your next oil change, and how to avoid an expensive mistake.
After August’s inflation report, the 2027 Social Security COLA forecast has narrowed to about 3.5% to 3.6%. See what it could add to your benefit, what Medicare could take out, and what to check before you budget.
House Speaker Mike Johnson says Congress would have to approve Trump’s proposed $5,000 dividend checks. Here’s what’s real, what’s still a proposal, and how to protect yourself from scams.
If your budget shows money left over but your account keeps running short, irregular bills may be the reason. How to turn annual and quarterly costs into a monthly number, use sinking funds, and fix cash flow timing.
The average American loses about $728 a year to food that is bought and never eaten, and confusing date labels are part of the reason. What best if used by, sell by, and use by actually mean, and how to keep more of your grocery money.
The Fed meets September 15–16 after a hotter August inflation report. What the numbers actually say, which of your rates react fastest, and what to check on your credit cards, mortgage, loans, and savings before the decision.
A 748 in your app, a 731 from a monitoring service, and a lender’s 704 can all be true at once. Here is why credit scores differ by bureau, model, and date, and what to check before a major loan.
The White House says nearly a million people could get a $500 ACA refund starting October 2026, but having Obamacare doesn’t automatically qualify you. Here’s who’s actually targeted, and what to watch out for before checks go out.