Budgeting · Grades K–3 · Worksheet

Children’s Budget Worksheet — My Money Plan

A simple, accessible budget worksheet designed for younger learners — students record how much money they have and plan how they want to spend or save it, in a format built for early elementary classrooms.

Grades K–3 Worksheet 15–20 min Member Resource

What Students Learn

Learning objectives

What a budget is at its most basic: a plan for how to use money
That spending and saving are both choices — and that choices involve trade-offs
How to organize small amounts of money into simple categories
The concept of planning ahead before spending — instead of spending impulsively
Early arithmetic: adding up amounts and making sure spending doesn’t exceed income

For Teachers

How to use this resource

Works best after completing the Needs vs. Wants lesson — once students can distinguish between what they need and what they want, this worksheet gives them a format to plan around a small, realistic amount (birthday money, allowance, a class store). Walk through the first example together as a class, then let students complete their own plan independently or with a partner. A great connector to real-world math in K–3 classrooms.

Member Resource