Money Instructor Classroom
Money Instructor Classroom for Teachers
A bank account, a classroom economy, simulations and interactive lessons — all of it in a browser, behind one sign-in. You hand the class a code, and each student gets a username and a PIN you can reset in seconds. No student email addresses, and nothing for them to sign up for.
Sign in with your Money Instructor account — a teacher Full Membership is required to create and run the class.
What It Is
Four apps, one sign-in
Money Instructor Classroom lives at classroom.moneyinstructor.com — where your students actually do things, and one student sign-in reaches all four. Every class gets the bank. The economy is a switch you turn on; the simulations and lessons are assigned when you want them. Each carries its own grade range, from kindergarten to grade 12, and a number of the interactive lessons are written for adult education as well.
MI Bank
Each student gets a checking and a savings account of their own, and moves money through them the way a real one works — including an ATM inside the bank.
DepositWithdrawTransferSend to a classmateWrite checksPay billsRead a statementATM Grades 4–12 · See MI Bank → Optional layerClassroom Economy
Turn the class into a small economy, off until you turn it on. Every payday and bill run arrives as a draft you review before it posts — nothing moves money on its own.
JobsPaydaysRent & billsClass storePurchase requestsSavings goalsA shared class goalCheck writing Grades K–12 · See the classroom economy → 4 assignableSimulations & practice tools
Four activities you assign and read afterwards, each on fictional money only, with per-student results waiting for you when the period ends.
Budget SimulatorBudget PlannerBanking SimulatorBeginner Investing ChallengeMI Investing SimulatorMI Brokerage Simulator Grades 6–12 · See all six simulations → 36 lessonsInteractive lessons
Thirty-six short activities students play in the browser, from counting money and making change up to credit scores and spotting scams. Assign them and export completion as a spreadsheet.
Money MathBudgetingBankingUsing MI BankClassroom EconomyPersonal FinanceCareer Skills Grades 1–12 & Adult Ed · Browse the interactive lessons →Each of these has its own page on this site, with lesson plans, screenshots and teacher notes. This is the short version.
The lesson list is open to anyone. Opening an individual lesson asks the student to sign in, so preview them from a student account rather than your own teacher one.
How It Fits
How it fits with what you already use
Everything you plan with stays here on moneyinstructor.com: lesson plans, worksheets, printables and the curriculum units. Teachers use both sites. Students only ever visit the app.
Not a second subscription
Your Money Instructor membership is what signs you in.
Not a second password
Students never create an account, a password or an email address. You issue the username and PIN, and reset a PIN in seconds.
Not a system to move into
A class can be one activity in one period. Nothing you already use has to change.
Get Started
Set up your class in three steps
- Sign in as the teacher. Use Teacher sign-in and your Money Instructor account — there is no separate Classroom password to create. A Full Membership is required to create and run a class.
- Create your class. Give it a name and a school year, and the class code is generated for you — four characters after MIB-, drawn from a set that leaves out the letters and digits students confuse on a whiteboard. Add students one at a time, or import a roster from a CSV file in batches of up to 100. There is no limit on how many classes you run.
- Hand out the code. Students go to classroom.moneyinstructor.com, enter the class code, then their own username and PIN. Print the sign-in slips while you are adding students — each slip carries the class code, the student’s username and their PIN.
Print the slips before you leave the page
A PIN is shown to you exactly once, on the slip page right after you add students, import a roster or reset a PIN — after that it is stored as a one-way hash and cannot be read back by anyone, including us. If you miss the slips, reset the PIN and print again: nothing is lost, but the slips are not a page you can return to later. Printable bank cards, which carry account numbers and no PIN, can be reprinted whenever you like.
Screenshots & Detail
How to Use MI Bank: Teacher & Student Guide
The same steps with screenshots of every screen, plus what your students see the first time they sign in.
Two Doors
Teachers and students sign in at different doors
Teachers
- Where
- moneyinstructor.com
- What you enter
- Your Money Instructor account — the same one you use on this site.
- What you need
- A Full Membership, to create and run a class.
Students
- Where
- classroom.moneyinstructor.com
- What they enter
- The class code, then their own username and PIN.
- What they need
- Nothing. No email address, no account to create, nothing to install.
Sending students the teacher link is the most common mix-up, and it is worth heading off before the first period: the teacher door asks for a Money Instructor account your students do not have. Put the plain address on the board, not the sign-in link from your own browser.
Access
What a membership covers
Teachers need a Money Instructor Full Membership to create and run a class. It is the same account and the same sign-in you use for the lesson plans, worksheets and curriculum units on this site — there is nothing separate to buy for the Classroom.
Students need no membership at all, and no account of their own. Without a membership you can still browse the interactive lesson list and use everything marked free across this site.
Money Instructor Membership
One membership, the whole teaching library
Lesson plans, worksheets, printables, the ten-unit personal finance curriculum, and the Classroom your students sign in to.
For Your School
What to tell the person who has to approve it
The questions an administrator asks are usually about data, devices and access rather than about lessons. These are the short answers; each links to the document that governs it.
What students hand over
No email address, phone number, home address or date of birth. A full legal name is not required — a first name, initials or a nickname is enough.
How sign-in is stored
A PIN is stored as a one-way hash. It is never kept in readable form and never shown back to anyone — if a student forgets it, you reset it from the roster.
What runs on the device
A website in any modern browser. Nothing to install, no extension, no account for the student to create.
Advertising and trackers
The student portal carries no advertising, no retargeting pixels and no third-party marketing or analytics trackers.
The documents themselves
You can permanently delete a class or a single student at any time. The full detail is in the Classroom privacy policy and its Terms of Use and Teacher Agreement, with the moneyinstructor.com privacy policy and our accessibility statement alongside them. If your district needs something specific before it can approve a tool, write to us and say what it is.
Common Questions
Getting started — common questions
Is the Classroom separate from my Money Instructor membership?
No. It is one account and one membership. You sign in to the Classroom with your Money Instructor login, and there is no second password to create or remember.
Which link do I give my students?
Give them classroom.moneyinstructor.com and your class code. Do not send the teacher sign-in link — it asks for a Money Instructor account, which your students do not have.
Where do I find my class code?
At the top of the class page and the roster, on the printed sign-in slips, and in the web address of the class page itself. It is created with the class and stays the same, so once it is on the board it does not change underneath you.
Can I try it before I have a membership?
You can browse the interactive lesson list and everything free on this site without signing in. Creating a class, adding students and running MI Bank need a Full Membership.
Do students need an email address, a login or anything installed?
No to all three. Students are added by you, sign in with a class code plus a username and PIN, and work in a normal web browser. They never give an email address, and there is nothing to install on a school device.
What happens when a student forgets their PIN?
Reset it from the roster in a few seconds — either for one student, or one PIN for the whole class at once — and a fresh sign-in slip prints immediately. Students can also change their own PIN once they are in.
Something is not working. Who do I ask?
Write to us through the contact page and say which class code and which screen. Teacher questions come straight to the people who build this.
Teach the lesson here, run the practice in the Classroom
Members get the lesson plans, worksheets and the full ten-unit personal finance curriculum on this site — and the Classroom app where students put it into practice.