Interactive Learning
Financial Literacy Games & Interactive Activities for Students
Thirty-six free interactive money lessons students play in the browser — counting money and making change, budgeting, banking, credit, taxes, insurance, investing and spotting scams — plus printable money games for the classroom. No downloads, no student email addresses.
For Teachers
How teachers use these
Every activity below is short — most run five to fifteen minutes — and each one teaches or practices one specific money skill, so they slot into a lesson rather than replacing it. Teachers use them as bell work while the room settles, as stations on a rotation day, as guided practice after a lesson, and as review that does not feel like a worksheet.
The scored activities give students immediate feedback question by question; the simulators and MI Bank practice lessons are guided free play with goals instead of a score, which makes them a comfortable fit for mixed-ability groups and sub days.
How students sign in
These activities run on Money Instructor Classroom. Students sign in with their class code, a username and a PIN — no student email address is ever needed. Teachers set up a class once from the classroom banking front door, which also covers the class bank the lessons build toward.
Interactive Lessons & Games
All 36 interactive money activities, by topic
Cards link to the teacher lesson plan where one exists, and otherwise to the interactive lessons library where the activity runs. Grade bands are listed on every card; every activity on this page is free to play.
Money Math — Counting, Change & Prices
Making Change
Be the cashier — count out the correct change with coins and bills across ten checkout questions. Free teacher lesson plan included.
Grades 2–6 · Scored · FreeCount the Money
Count coins, bills and mixed amounts with instant feedback. Free teacher lesson plan included.
Grades 1–5 · Scored · FreeDollar Up
Round the price up to the next whole dollar and pick the bills that pay it — the next-dollar strategy, practiced. Free teacher lesson plan included.
Grades 1–5 & Special Ed · Scored · FreeCoin Combinations
Pick the group of coins and bills that adds up to exactly the right amount.
Grades 1–4 · Scored · FreeCompare Prices
Spot the better deal by comparing prices and unit prices across ten shopping rounds.
Grades 3–6 · Scored · FreeBudgeting & Saving
Needs vs Wants
Sort real spending choices — rent, groceries, games, candy — onto the class budget board.
Grades 2–6 · Scored · FreeGrocery Budget
Shop the list, watch the running total, and check out under budget across ten grocery runs.
Grades 4–8 · Scored · FreeSavings Goal
Figure out how many weeks of saving it takes to reach each goal.
Grades 3–7 · Scored · FreeBanking — Accounts, ATMs, Checks & Statements
Bank Account Balance
Be the bank teller — track deposits, debit purchases and fees to find each account’s new balance.
Grades 4–8 · Scored · FreeMaking a Deposit
Fill out the deposit slip — add up the cash, coins and checks to find each customer’s total.
Grades 3–7 · Scored · FreeUsing an ATM
Follow the steps, pick the right transaction, work out the new balance, and keep your PIN safe.
Grades 7–12 & Adult Ed · Scored · FreeATM Simulator
Step up to a working ATM — insert the card, tap in the PIN, choose an account, withdraw cash, take the card. Free teacher lesson plan included.
Grades 7–12 & Adult Ed · Guided practice, no score · FreeDebit Card & Overdraft
Decide if a purchase is safe, find new balances, and avoid overdrafts, pending charges and fees.
Grades 6–8 · Scored · FreeReading a Bank Statement
Find the balances and transactions, foot the ending balance, and reconcile your own records against the bank.
Grades 6–8 · Scored · FreeWriting a Check
Write the amount in words, fill in the number box, and catch the mistakes before the check goes in the mail.
Grades 6–8 · Scored · FreeCredit Card Basics
Read a credit card statement, check what fits the limit, work out the interest, and see why paying only the minimum keeps you in debt.
Grades 6–8 · Scored · FreeClassroom Bank Practice — MI Bank Basics
Welcome to MI Bank
A guided tour of the classroom bank — sign in with a practice class code, open accounts, find a balance, read a transaction history. Free teacher lesson plan included.
Grades 4–12 · Guided practice, no score · FreeMove Your Money
Deposit and withdraw pretend money, transfer between Checking and Savings, and watch the register update.
Grades 4–12 · Guided practice, no score · FreePay People & Bills
Send pretend money to a classmate, pay a classroom bill, and find both payments in the register.
Grades 4–12 · Guided practice, no score · FreeYour Statement
Open a monthly statement, read the money in, money out and closing balance, and flip back to last month.
Grades 4–12 · Guided practice, no score · FreeAccount Safety & PIN
Change a PIN the right way and sign out — a PIN is a secret only you should know.
Grades 4–12 · Guided practice, no score · FreeEarning & Classroom Economy
Reading a Paycheck
Read a real pay stub — find the gross pay, net pay, deductions and hourly rate across ten paydays.
Grades 4–8 · Scored · FreeRun the Class Store
Work out what sales earn, find the profit after costs, and use supply and demand to set the right price.
Grades 4–8 · Scored · FreeRun a Whole Classroom Economy
Jobs, paydays, rent and a class store — the year-long system these activities practice for, with free lessons and a printable starter kit.
Adaptable K–12 · Free lessons & toolsPersonal Finance — Grades 9–12
Your First Paycheck
Work out the payroll taxes, find the take-home pay, and learn which deductions are required and which you choose. Free teacher lesson plan included.
Grades 9–12 · Scored · FreeCompound Interest
Watch savings grow on a chart, see how compound beats simple over time, and use the Rule of 72.
Grades 9–12 · Scored · FreeMonthly Budget
Split take-home pay the 50/30/20 way, sort the spending, and check if a budget holds up.
Grades 9–12 · Scored · FreeCost of a Loan
Add up the total paid, find the interest, and see how the term and a credit score change the price of borrowing.
Grades 9–12 · Scored · FreeCredit Scores
Work out credit utilization and watch everyday actions raise or lower a score.
Grades 9–12 · Scored · FreeInvesting Basics
Work out gains and losses, weigh risk against reward, and learn why spreading money out matters.
Grades 9–12 · Scored · FreeTaxes & Your W-4
Figure the tax across the brackets, settle a refund or a bill from W-4 withholding, and bust the bracket myths.
Grades 9–12 · Scored · FreeInsurance Basics
Split a claim into the deductible and the insurer’s share, add up a year of coverage, and decide when insurance is worth it.
Grades 9–12 · Scored · FreeRenting vs. Buying
Add up the true monthly cost of owning, see how each choice adds up over the years, and match the choice to a situation.
Grades 9–12 · Scored · FreeComparing Job Offers
Add up salary plus benefits to find total compensation, and see why the bigger salary isn’t always the better deal.
Grades 9–12 · Scored · FreeSpotting Scams & Fraud
Decide if a message is a scam or safe, spot the red flag that gives it away, and pick the smart move.
Grades 6–12 · Scored · FreeCareer Skills — On the Job
Cash Register Simulator
Work a practice shift — ring up items, total the sale with tax, take cash or a card, and count back the change. Free teacher lesson plan included.
Grades 9–12 & Adult Ed · Guided practice, no score · FreeCashier Training: On the Job
Train for a real cashier job — split payments, a declined card, voids, ID checks, count-back, and reconciling the drawer. Free teacher lesson plan included.
Grades 11–12 & Adult Ed · Guided practice, no score · FreePrint & Play
Printable money games for the classroom
No devices needed — print-and-play games and card decks that cover the same skills on paper.
Make It to Payday — Budget Board Game
A print-and-play budget board game: everyone plays the same month, and the winner is the player who sequences it best.
Grades 5–9 · Printable game · Free sample / Full MembershipMoney Bingo
Coin and bill recognition as a whole-class game, with printable calling cards and boards.
Grades K–5 · Printable game · Free sample / Full MembershipSpot the Scam Scenario Deck
Thirty message cards students sort into scam, safe and not-sure piles — a judgment game that plays in twenty minutes.
Grades 6–12 & Adult Ed · Printable deck · Free sample / Full MembershipBeyond Games
Classroom simulations & the class bank
When a class is ready for more than a single activity: the financial literacy simulations run a whole budgeting or investing scenario over one or more class periods, and the MI Bank classroom bank — now with its own built-in ATM — turns banking practice into how the room works all year.