Investing
Investing Worksheets and Lesson Plans for Teachers
Lesson plans, worksheets, and teacher resources for introducing stocks, bonds, mutual funds, and retirement basics. Grades 6–12 and adult education.
About This Section
This section brings together MoneyInstructor investing lesson plans, worksheets, and activities for teaching stocks, bonds, mutual funds, ETFs, risk and return, ROI, the Rule of 72, and retirement planning — for Grades 6–12 and adult education.
You’ll find free lesson plans, video lessons, and member-supported worksheets to help students understand how investing works and how saving grows over time. Many cards link to the existing MoneyInstructor library at resources.moneyinstructor.com; new bridge pages are being added over time.
Featured Resources
Investing resources for the classroom
A selection of worksheets and lesson plans from the MoneyInstructor investing library — organized from foundational concepts to retirement and long-term planning.
Foundations of Investing
What Is the Stock Market?
A free lesson on what stocks are, how shares of ownership work, how prices move, and why diversified index funds are usually the better choice for most investors.
Grades 9–12
Return on Investment (ROI)
The standard percentage measure of investment gain or loss — formula, worked examples, and a customizable worksheet generator for Full Members.
Grades 7+Investing in Practice
Stock Market Simulation
A free, adaptable lesson plan for running a multi-week classroom simulation — built around learning, not winning the largest portfolio.
All grades
Buying Bonds
An introduction to corporate bonds plus a customizable worksheet generator — kid-friendly version included.
Grades 3+Stock Market Deep Dive
Reading Stock Market Tables
Learn the seven standard columns of a stock listing — ticker, name, volume, hi, low, last, change — and how to use the data.
Grades 7–12
Buying Stocks
Stock shares as ownership in a company, plus a customizable worksheet for the price-times-shares math. Uses real recent stock prices.
Grades 3+
Price-to-Earnings Ratio (P/E)
The most common simple stock-valuation tool — formula, interpretation, growth stocks, and the limitation that P/E does not work for companies with no earnings.
Grades 7–12
Common Stock Valuation
The advanced lesson — three deeper methods for valuing stocks: present value of dividends, free cash flow, and growth opportunities (PVGO).
Grades 9–CollegeLong-Term Saving & Growth
Saving for Retirement
An introduction to why retirement savings matter, how compound growth works over time, and the importance of starting early.
Grades 9–Adult
What is Compound Interest?
How compound interest works — earning returns on returns — and why time in the market matters more than timing it.
Grades 9–AdultInvestment Math — Printable Worksheets + Answer Keys
Investment Options Lesson
Students learn to split money between two interest-bearing options to hit a target return — using I = prt and algebra — with a printable worksheet and answer key.
Grades 8–12 · Lesson + worksheet + answer key · Free Lesson / Member Worksheet
Risk and Return Lesson
An advanced lesson on the mathematics of investment risk — variance, covariance, diversification, and beta — with a worksheet and answer key.
Grades 11–12 / College · Lesson + worksheet + answer key · Free Lesson / Member WorksheetAdvanced Financial Math (College / AP)
Annuities and Perpetuities
Students learn annuities and perpetuities and calculate the future value of an annuity — an advanced financial-math lesson with worked examples.
Grades 11–12 / College · Lesson + worked examples · Free Lesson / Member Worksheet
Present Value
Students learn present value — the most important idea in finance — and use it to judge investments, with worked examples leading into NPV.
Grades 11–12 / College · Lesson + worked examples · Free Lesson / Member Worksheet
Net Present Value
Students build the net-present-value formula and use it to evaluate whether a project adds value — the core of capital budgeting, with worked examples.
Grades 11–12 / College · Lesson + worked examples · Free Lesson / Member Worksheet
Using NPV for Investment Decisions
A capstone that applies NPV to real capital-budgeting decisions — initial cost, incremental cash flow, depreciation tax benefits, and equivalent annual cost.
Grades 11–12 / College · Lesson + worked examples · Free Lesson / Member Worksheet
NPV vs. Other Investment Models
Compare NPV with payback period and IRR for evaluating investments, with worked examples.
Grades 11–12 / College · Lesson + worked examples · Free Lesson / Member Worksheet
Modern Portfolio Theory
Markowitz’s model — expected return, risk, and how diversification builds an efficient portfolio.
Grades 11–12 / College · Lesson + worked examples · Free Lesson / Member WorksheetThe MoneyInstructor classic library has additional investing lessons on mutual funds, ETFs, the Rule of 72, 401(k) and IRA accounts, day trading, and the Great Depression / stock market crash. Still available while we continue modernizing.
Grade Level Guide
Investing resources by grade level
What investing is, why people invest, and how saving money can grow over time — introductory concepts with no assumed prior knowledge.
Stocks, bonds, mutual funds, ETFs, risk vs. return, ROI calculations, and practical exposure to stock market concepts.
Retirement planning, 401(k) and IRA basics, and practical long-term investing for adult learners building financial security.
These resources are part of the full MoneyInstructor library
Members get unlimited access to worksheets, lesson plans, and teacher resources across every financial literacy topic — investing, budgeting, taxes, credit, banking, and more.
Related Topics
More financial literacy resources
Budgeting
Income, expenses, needs vs. wants, and personal budget planning.
Banking
Checking, savings, online banking, and account management basics.
Career Readiness
Job applications, pay stubs, earnings, and workplace money skills.
Credit
Credit cards, credit scores, APR, and responsible borrowing.
Taxes
Income tax basics, deductions, and how investment income is taxed.
Money Math
Interest, percentages, ROI, and the math behind investing.