Membership
Everything your class needs to teach personal finance — worksheets, lesson plans, and teaching materials across every major topic.
Free accounts include selected worksheets and preview materials. Full Membership unlocks the complete library — teacher guides, answer keys, and ready-to-use lesson bundles for every topic from budgeting to banking to taxes.
Access Levels
Free or full — both start with registration
After you register, you can choose the access level that fits your needs. Both options use the same account.
Limited Membership
- Selected free worksheets
- Free sample resources
- Free lesson previews and reference sheets
- No payment required — just register and access free materials right away
Full Membership
- Premium worksheets and lesson plans
- Complete lesson materials — student and teacher versions
- Teacher guides and facilitation notes
- Answer keys where included
- Full premium lesson bundles
- Includes First Paycheck, Real Choices — a complete paycheck and budgeting lesson
- Includes Checking Account Simulation — a hands-on banking activity with teacher materials
- Includes the Financial Literacy Curriculum — three 5-day classroom units (Banking & Checking, Budgeting & First Paycheck, Credit & Borrowing)
- Access to all topics across K–12 and adult education
After you register or sign in, you can choose the access level that fits your needs.
Topics Covered
Your membership includes resources across all of these topics
Budgeting
Income, expenses, needs vs. wants, and personal budget planning.
Taxes
W-4s, W-2s, tax forms, sales tax, and real-world tax practice.
Credit
Credit scores, credit cards, loans, and borrowing basics.
Career Readiness
Job applications, pay stubs, earnings, and workplace money skills.
Banking
Checking, savings, online banking, and account management basics.
Money Math
Counting money, making change, and math with real-world money problems.
Life Skills
Everyday money decisions, consumer skills, and financial independence.
Investing
Stocks, savings growth, and intro to investing for students.
Who It’s For
K–12 Teachers
Financial literacy materials organized by topic and grade level — from basic money math for elementary students to taxes and investing for high school.
Homeschool Families
Structured worksheets and lesson plans that work well for home-based instruction across a wide range of ages and financial topics.
Adult Education
Practical financial literacy content suited for adult learners — including budgeting, banking, credit, and workplace money skills.
Included with Full Membership
Examples of what Full Membership unlocks
First Paycheck, Real Choices
A complete paycheck and budgeting lesson where students read a realistic pay stub, build a monthly budget, and handle a surprise expense.
The Pay Stub Reference Sheet is available free. The full lesson — Student Materials, Teacher Pack, Answer Key, and Extension Activity — is included with Full Membership.
Checking Account Simulation
A hands-on banking activity where students practice check writing, deposits, withdrawals, register balancing, and reviewing a bank statement — with teacher materials included.
Full Membership includes the complete simulation package: student activity, teacher guide, and answer key.
About Money Instructor
A trusted resource for financial literacy educators
Money Instructor has been building financial literacy materials for teachers since the early 2000s. The lesson library covers every major personal finance topic across K–12 and adult education — with worksheets, lesson plans, and teaching resources used in classrooms across the country.
Full Membership gives you access to the complete library — everything in one place, organized by topic and grade level.
Get Started
Ready to access teaching resources?
Register to create your account, then choose the access level that fits your needs — free or full.
Create an Account or Sign In