Money Math · Consumer Math Lesson

Fractions, Decimals, and Percents — Converting Between Forms

A lesson and printable worksheet teaching students how to convert between fractions, decimals, and percents using money as the concrete example. The lesson is free to read; the matching printable worksheet is available with Full Membership.

Grades 4–6 Lesson Plan + Worksheet Free Lesson Worksheet: Full Membership

Learning objectives

  • That the same value can be written as a fraction, a decimal, or a percent (e.g. 1/4 = 25% = 0.25)
  • How to change a fraction to a decimal (divide the numerator by the denominator)
  • How to change a decimal to a percent (multiply by 100, or move the decimal point two places right)
  • How to change a percent to a decimal (divide by 100, or move the decimal point two places left)
  • How to change a percent to a fraction (write over 100, then reduce)

Fractions, decimals, and percents — full lesson plan

Consumer math · Grades 4–6

Objective

Students will convert between fractions, decimals, and percents, using money values (quarters, dimes, and dollars) as a familiar concrete anchor for the four conversion rules.

Key concepts

Money is a natural way to introduce this topic: a quarter is 1/4 of a dollar, which is also 25% of a dollar, which is also $0.25. All three express the same value in a different format.

Rule 1 — Fraction to decimal: divide the numerator by the denominator (1/2 = 1 ÷ 2 = 0.50).

Rule 2 — Decimal to percent: multiply by 100, or move the decimal point two places right (0.80 → 80%).

Rule 3 — Percent to decimal: divide by 100, or move the decimal point two places left (65% → 0.65).

Rule 4 — Percent to fraction: write the percent over 100 and reduce (20% = 20/100 = 1/5).

Suggested procedure

  • Warm up with coins. Ask students how to write the value of a quarter as a fraction of a dollar, then as a percent, then as a decimal.
  • Introduce the four rules. Walk through each conversion rule with worked examples.
  • Practice with a real scenario. Use a class survey (e.g. favorite foods) where results are given in mixed formats — fractions, percents, decimals — and ask students to prove they all agree.
  • Complete the worksheet. Students practice all four conversion directions independently.
  • Review common mistakes. Emphasize dividing a fraction correctly (adding a decimal point and zeros as needed) and moving the decimal the right direction and distance.

Materials needed

  • The printable Fractions, Decimals, and Percents worksheet (below)
  • Play money or real coins (quarters, dimes, nickels) for the warm-up

The lesson content above is free to use. The printable worksheet below is available with Full Membership.

Printable Worksheet · Full Membership

Fractions, Decimals, and Percents — Worksheet & Answer Key

A printable worksheet practicing all four conversions between fractions, decimals, and percents, with an answer key for teacher use.

Download PDF

Unlock the full MoneyInstructor library

Members get unlimited access to worksheets, lesson plans, and teacher resources across every financial literacy topic — money math, budgeting, taxes, credit, banking, and more.

Learn About Membership