Printables · Budgeting
Printable Budget Worksheets for Kids and Teens
Help kids and teens take charge of their money. These free printable budget worksheets make it easy to plan income and expenses, track spending, and save toward a goal — a weekly budget for allowance, a monthly budget for bigger plans, an expense tracker, and a savings goal planner. Perfect for the classroom, homeschool, or home.
Free Downloads
Printable budget worksheets
Start with the complete set, or grab just the worksheet you need. The Weekly Budget Worksheet is free with no sign-in; the rest are free with a Money Instructor account.
Complete Budget Worksheet Set
All four worksheets in one file — weekly budget, monthly budget, expense tracker, and savings goal planner. Print once and you are set for the whole unit.
What’s Inside
Four worksheets that grow with your students
Start simple, then add detail. The same money skills — plan, track, save — carry from a weekly allowance all the way to a monthly household budget.
For allowance & younger students
Weekly Budget Worksheet
Money in, money out, and how much is left to save — all on one simple page. A color-in coin tracker makes saving feel like a game.
For teens, families & older students
Monthly Budget Worksheet
Plan a full month: list income, separate fixed and variable expenses, and subtract to find what is left over for savings.
How to Budget
Make a budget in five steps
- Add up your income. Write down all the money you expect to get — allowance, gifts, a paycheck, or money from jobs and chores.
- List what you spend. Write down everything you plan to (or already) spend, grouped into categories like food, fun, clothes, and savings.
- Subtract to find your balance. Take your total income minus your total spending. What is left is your “money left over.”
- Pay yourself first — set a savings goal. Decide how much to save before you spend, and put it on the Savings Goal Planner.
- Track and adjust. Use the Expense Tracker to record real spending, then compare it to your plan and tweak next time.
In the Classroom
Six ways to use the budget worksheets
Allowance budget
Have kids divide their weekly allowance into spend, save, and give using the Weekly Budget Worksheet.
Classroom economy
Pair the worksheets with a classroom economy so students budget their class “paychecks.”
Savings goal challenge
Each student picks a goal on the Savings Goal Planner and colors the thermometer as the class saves together.
Real-life family budget
Older students build a Monthly Budget for a pretend household with real prices they research.
Spending diary
Run the Expense Tracker for one week, then add up each category to find the biggest spending surprise.
Needs vs. wants
Before budgeting, sort planned purchases into needs and wants to decide what comes first.
What It Teaches
Money skills students build
Budgeting is a skill students use for life. Pair these worksheets with budgeting lessons, a classroom economy, and printable play money for a complete money unit.
- Plan ahead by matching income and expenses on one page
- Tell the difference between fixed expenses and variable expenses
- Practice the pay-yourself-first habit by budgeting savings before spending
- Set a savings goal and figure out how long it takes to reach it
- Track real spending and use it to make a smarter budget next time
For Teachers
Printing & prep tips
A few small choices make these worksheets reusable all year.
- Print on plain paper for everyday use, or on cardstock for a sturdy reference sheet.
- Slip a worksheet into a sheet protector and use a dry-erase marker to reuse it again and again.
- Print a fresh Weekly Budget each week and a new Expense Tracker for each tracking period.
- Hang a finished Savings Goal Planner on the fridge or a binder so the goal stays in sight.
- Use the Monthly Budget for a class project where students research real prices.
- Grab the complete set to print all four worksheets in one go.
Common Questions
Budget Worksheet FAQ
Are these budget worksheets free?
Yes. The Weekly Budget Worksheet is free with no sign-in. The Monthly Budget, Expense Tracker, Savings Goal Planner, and the complete set are free with a Money Instructor account.
What worksheets are included?
Four printables: a Weekly Budget Worksheet (great for allowance and younger students), a Monthly Budget Worksheet (income with fixed and variable expenses), an Expense Tracker, and a Savings Goal Planner with a progress thermometer. The complete set bundles all four in one file.
What is the difference between the weekly and monthly budget?
The Weekly Budget is simple — money in, money out, and what is left — and works well for kids with an allowance. The Monthly Budget covers a full month and separates fixed expenses (the same each month) from variable expenses (they change), so it suits teens, families, and older students.
What grades are these budget worksheets for?
The Weekly Budget and Savings Goal Planner work for elementary students learning about money. The Monthly Budget and Expense Tracker fit middle and high school, and they are useful for adults and homeschool families too.
What is a fixed expense versus a variable expense?
A fixed expense stays about the same every month — like a phone plan or rent. A variable expense changes from month to month — like food, fun, or clothes. Splitting them helps you see where you can cut back when money is tight.
How do I use the Expense Tracker?
Each time you spend, write the date, what you bought, a category, and the amount. At the end of the week, add up each category to see where your money really went — then use that to plan a better budget.
Can I use these for a classroom economy?
Yes. They pair perfectly with a classroom economy and printable play money — students budget their class paychecks, track spending, and save toward goals.
More Money Resources
Keep going
Unlock the full Money Instructor library
Members get unlimited access to worksheets, lesson plans, and teacher resources across every financial literacy topic — money math, banking, budgeting, and more.