Printable Kit · Banking

Classroom Banking Simulation Kit

One month, one student, real paperwork. Money arrives, 5 bills arrive on their due dates, and every transaction has to be paid, recorded and checked. Students practice the loop a bank account actually requires — not 5 disconnected worksheets.

Grades 6–12, transition & adult ed 18 pages Free sample · Full kit for members

Download the kit

What is inside

• A two-page teacher guide — the month at a glance, how to run it, and how to make it easier or harder.
• Two income options. A paycheck from a part-time job, with deductions — or a benefit payment, with none. They pay the same net amount on purpose, so the bills, the register and the answer key work whichever you use.
• 5 dated bills, handed out on their due dates rather than all at once:
  • Maple Street Rentals — monthly rent invoice, due September 5
  • Harbor Water Services — water & sewer bill, due September 12
  • Northline Mobile — cell phone bill, due September 15
  • County Transit — monthly bus pass, due September 18
  • Corner Market — store invoice, due September 22
• An ATM receipt with an out-of-network service fee.
• The Info Collection Sheet — the five questions a register entry needs, answered before a student writes anything down.
• Blank checks with tear-off stubs, a check register and a deposit slip.
• A complete answer key with the running balance, line by line.

How students work through it

1. Read the bill, receipt or pay stub.
2. Fill in an Info Collection Sheet — what kind of transaction, when, how much, who to, add or subtract, and how it was paid.
3. Pay it the way the bill asks: write a check, pay online, or use a card.
4. Record it on one line of the check register.
5. Work out the new balance, and carry it forward.

Using it with MI Bank

The kit works on paper on its own. If you run MI Bank, our free online classroom bank, use the paper bills as the trigger and have students make the payment in the app — then still record it on paper. The paper register and the app’s transaction list should agree at the end of the month, and reconciling the two is a whole lesson in one step.

Who it is for

• Personal finance and life-skills classes that want one connected month rather than a stack of unrelated worksheets.
• Transition and adult-ed programs — the benefit-income option and the Info Collection Sheet were built for exactly this.
• Teachers already running a classroom bank, who need paper that gives students a reason to log in and something to record.

Frequently asked questions

More printables and tools

• Blank Check Generator — print more checks, with tear-off stubs.
• Check Register Generator — more registers, in two styles.
• ATM Receipt Generator — more slips, blank or filled, with or without a fee.
• Pay Stub Generator — more income statements, wages or benefits.
• All printable packs