Teaching Library Directory

Banking & Checking — 5-Day Curriculum Unit

Banking · Grades 7–12 · 5 days

A complete week of banking instruction — accounts, check writing, the register, and statements — with daily materials, teacher guide, and answer keys.

Overview and pacing guide public · materials with Full Membership

Budgeting — 5-Day Curriculum Unit

Budgeting · Grades 9–12 · 5 days

Five class periods from first paycheck to a working monthly budget, built around the First Paycheck, Real Choices flagship lesson.

Overview and pacing guide public · materials with Full Membership

Saving & Emergency Funds — 5-Day Curriculum Unit

Banking · Grades 7–12 · 5 days

A complete week of saving instruction — why saving is hard, simple vs. compound interest, sizing an emergency fund from real expenses, and choosing where to keep money.

Overview and pacing guide public · Day 4 anchor lesson with Full Membership

Careers & Paying for Education — 5-Day Curriculum Unit

Career · Grades 9–12 & Adult Ed · 5 days

A week on choosing a path and paying for it — what careers require, getting hired, comparing job offers on total compensation, and reading a financial aid award letter.

Overview and pacing guide public — Day 4 anchor pack with Full Membership

Credit & Borrowing — 5-Day Curriculum Unit

Credit · Grades 9–12 & Adult Ed · 5 days

A week on credit, cards, APR, and the real cost of borrowing — daily lessons, student materials, and a capstone built on the Minimum Payment Trap.

Overview and pacing guide public · materials with Full Membership

Insurance & Risk — 5-Day Curriculum Unit

Insurance · Grades 9–12 & Adult Ed · 5 days

A week on insurance as a trade rather than a purchase — which risks to hand over, which to keep, the four numbers on any policy, and what a claim actually pays.

Overview, pacing guide, pre-quiz and vocabulary public · teacher materials with Full Membership

Investing & Long-Term Growth — 5-Day Curriculum Unit

Investing · Grades 9–12 & Adult Ed · 5 days

A week on how money actually reaches an investment — which money can wait, which account it lands in, why money in an account is not invested, and what a fee takes every year.

Overview, pacing guide, pre-quiz and vocabulary public · teacher materials with Full Membership

Modern Payments, Scams & Fraud — 5-Day Curriculum Unit

Banking · Grades 6–12 & Adult Ed · 5 days

A week on how money moves and who can undo it — cards, payment apps and wires — ending on why a scam is a plan to get your permission.

Overview, pacing guide, pre-quiz and vocabulary public · teacher materials with Full Membership

Renting & Major Purchases — 5-Day Curriculum Unit

Life Skills · Grades 9–12 & Adult Ed · 5 days

A week on what living actually costs — housing choices, reading a lease, the cash it takes to move in, the bills that follow, and the true cost of keeping a car.

Overview and pacing guide public — Day 2 anchor pack with Full Membership

Taxes & First Filing — 5-Day Curriculum Unit

Taxes · Grades 9–12 & Adult Ed · 5 days

A week on income tax as one loop: money leaves every paycheck by estimate, the W-4 is the guess, the W-2 reports the year, the 1040 works out what was really owed, and filing just settles the difference.

Overview, pacing guide, pre-quiz and vocabulary sheet public — teacher guide, student packet, post-quiz and teacher reference with Full Membership

First Paycheck, Real Choices: Building Your First Monthly Budget

Budgeting · Grades 9–12 · 45–60 min

Students read a realistic pay stub, build a monthly budget, and handle a surprise expense — student worksheet, teacher guide, answer key, and extension.

Free sample available

Checking Account Simulation

Banking · Grades 7–12

A hands-on paper banking simulation — check writing, deposits, withdrawals, register balancing, and reading a bank statement.

Free sample available

What Is a Budget?

Budgeting · Grades 1–12 · 10–15 min

What a budget is and why having one matters — the right starting point for any grade level.

What Is a Paycheck?

Budgeting · Grades 5–12 · 10–15 min

Where a paycheck comes from and what it means — the ideal opener for any paychecks or income unit.

How to Read a Pay Stub

Budgeting · Grades 6–12 & Adult Ed

Walks students through gross pay, deductions, and net pay line by line on a realistic pay stub.

The Credit Card Minimum Payment Trap

Credit · Grades 9–12 & Adult Ed

Why paying only the minimum keeps you in debt for years — the eye-opening math behind credit card payments.

How to Save Money When You're Broke

Banking · Grades 7–12 · 45–60 min

Practical strategies for starting to save on a tight budget — built for students who think saving is out of reach.

Types of Bank Accounts

Banking · Grades 8–12

Checking, savings, CDs, and money market accounts — what each is for and how to choose.

How to Do Your Taxes

Taxes · Grades 9–12 & Adult Ed

A first walkthrough of filing income taxes — what the forms are, what you need, and how the process works.

What Are Taxes?

Taxes · Grades 3–12

Why taxes exist, who pays them, and where the money goes — the foundation for any taxes unit.

MI Bank — Online Banking for Your Class

Banking · Grades 4–12

A real online bank your students run — accounts, deposits, transfers, statements, and a teacher dashboard that reviews every transaction.

Students join with a class code — a teacher Full Membership runs the class

Interactive Lessons — Hands-On Money Games

All topics · Grades 1–12 & Adult Ed

Hands-on money games across every topic — make change, run a register, budget a month, spot scams, and more. Students play inside your class.

Students join with a class code — a teacher Full Membership runs the class

MI Life Budget Simulator — Paycheck to Paycheck Challenge

Budgeting · Grades 6–12 · 1 class period

A one-period budgeting simulation — students choose expenses, survive five surprise events, and debrief with a scored, shame-free report.

Students join with a class code — a teacher Full Membership runs the class

MI Banking Simulator: Checking Account Challenge

Banking · Grades 6–12

A standalone checking-account challenge — students deposit a paycheck, use a debit card, pay bills, and reconcile a statement, then get a scored report. Practice money only; separate from MI Bank.

Students join with a class code — a teacher Full Membership runs the class

MI Budget Planner — Monthly Student Budgets

Budgeting · Grades 6–12

A persistent monthly budget workspace students return to session after session — plan, track actuals, reflect, and roll into next month.

Students join with a class code — a teacher Full Membership runs the class

Beginner Investing Challenge

Investing · Grades 6–12 · 15–25 minutes

Students grow a pretend $500 over ten years — a preset portfolio, five market rounds, and a score that rewards long-term patience over panic selling. Practice money only; no brokerage, no advice.

Students join with a class code — a teacher Full Membership runs the class

MI Investing Simulator

Investing · Grades 6–12 · 25–40 min

Build and manage your own virtual investment portfolio — scored on decisions, not balance

How to Use MI Bank: Teacher & Student Guide

Banking

Step-by-step setup for the classroom bank — create a class, add students, run paydays, and review transactions.

Welcome to MI Bank — Teacher Lesson Plan

Banking · Grades 4–12

A ready-to-teach first session in the classroom bank — students log in, look around, and learn the dashboard.

How to Run a Classroom Economy with MI Bank

Classroom Economy

Jobs, paydays, rent, rewards, and a class store — how to layer a working classroom economy on the class bank.

Classroom Economy Starter Kit

Classroom Economy · Grades 3–8

Everything to launch a classroom economy on paper — job applications, classroom money, store signs, and a teacher tracker spreadsheet.

Free sample with a Free Account

Teen Monthly Budget Spreadsheet

Budgeting · Grades 7–12

A personal monthly-budget workbook for teens — Excel and Google Sheets compatible, with savings goals, a spending log, and a printable companion.

Free sample with a Free Account

First Apartment Budget

Life Skills · Grades 9–12

Can you afford to move out? Students price move-in costs, build the monthly budget, and reality-check it against a real wage.

Free sample with a Free Account

Grocery Budget & Unit Price Challenge

Money Math · Grades 3–8

A print-and-do consumer-math challenge — compare two stores by unit price, spot the size trap, and shop a list on a $20 budget.

Free sample with a Free Account

Understanding Your Paycheck

Budgeting · Grades 7–12

A printable packet on earning and take-home pay — read a labeled pay stub, work three leveled paycheck problems, and meet the W-4.

Free sample with a Free Account

Understanding Credit & Debt

Credit · Grades 9–12

A printable packet on borrowing — the anatomy of a card statement, minimum-payment math, loan costs, and credit scores.

Free sample with a Free Account

Saving & Compound Interest

Banking · Grades 6–12

A printable packet on the Save pillar — how compound interest grows a balance, the Rule of 72, and why starting early beats saving more.

Free sample with a Free Account

Printable Blank Checks

Banking · Grades 3–12

Realistic practice checks to print for check-writing lessons — classroom-ready sheets in several layouts.

First sheet public · full set with a Free Account

Printable Deposit Slips

Banking · Grades 3–12

Blank bank deposit slips to print for hands-on deposit practice — pairs with the printable checks.

First sheet public · full set with a Free Account

Printable Play Money — Bills

Counting Money · Grades K–8

Print-and-cut classroom bills from $1 to $100 for counting, making change, and classroom-store play.

$1 bills public · full set with a Free Account

Printable Play Coins

Counting Money · Grades K–5

Printable pennies, nickels, dimes, and quarters to cut out for coin recognition and counting practice.

Pennies public · full set with a Free Account

Money Coloring Pages

Counting Money

Six thick-stroke money coloring pages plus a complete book — all free to download, no account needed.

Money Flash Cards

Counting Money

Coin and bill flash cards in two styles — real money photos and illustrated — with picture-and-word and blank decks.

Coin decks public · bills and complete decks with a Free Account

Money Bingo

Counting Money · Grades 2–5

Two-level money bingo with real coin and bill photos — recognition cards for beginners, counting cards for practice.

Coin level public · counting level with a Free Account

Budget Worksheets — Printable Pack

Budgeting · Grades K–12

Weekly and monthly budget forms, an expense tracker, and a savings-goal planner — fill-by-hand classroom sheets.

Weekly sheet public · full set with a Free Account

Money Word Problems

Money Math · Grades 1–6

Leveled money word-problem sheets from beginner to advanced, with a one-page answer key for all four levels.

Beginner sheet public · full set and answer keys with Full Membership

Chore Charts

Life Skills

Printable chore charts — weekly, allowance-and-earnings, save-spend-give, and reward-star versions.

Weekly chart public · full set with a Free Account

W-2 Tax Form Worksheet Generator

Taxes · Grades 7–Adult

Generates realistic W-2 practice forms with randomized figures and an answer key — students read the boxes employers actually file.

W-4 Tax Form Worksheet Generator

Taxes · Grades 7–Adult

Students complete the current five-step W-4 and see how it drives paycheck withholding — always the current year's form.

Form 1040 Worksheet Generator

Taxes · Grades 8–Adult

A guided Form 1040 practice return with randomized income scenarios and a full answer key — current-year figures.

Shopping List Worksheet Generator

Life Skills · Grades 3–Adult

Build grocery shopping-list math worksheets with randomized prices and a built-in answer key — free with a Free Account.

Check Register Worksheet Generator

Banking · Grades 4–Adult

Printable check-register practice — students record transactions and keep a running balance. Free with a Free Account.

Blank Check Generator

Banking · Grades 4–Adult

Print sheets of realistic blank practice checks — customizable, with real check layout and MICR-style numbering.

Deposit Slip Worksheet Generator

Banking · Grades 4–Adult

Generates deposit-slip practice with randomized cash and check amounts to total — includes an answer key.

Renting an Apartment Worksheet Generator

Life Skills · Grades 7–Adult

Reading apartment listings and figuring real rental costs — randomized scenarios with an answer key.

Restaurant Tipping Worksheet Generator

Money Math · Grades 6–Adult

Calculating tips on real restaurant bills at different percentages — randomized amounts, built-in answer key.

Time Card Worksheet Generator

Career · Grades 5–Adult

Students total weekly hours from an employee time card and figure the pay — randomized shifts with an answer key.

Earnings Statement Worksheet Generator

Budgeting · Grades 6–12 & Adult Ed · 20–30 min

Generates randomized pay stubs at two difficulty levels — set a student's name or bulk-generate a personalized stub for the whole class.

Counting Money Worksheet Generator

Counting Money · Grades 1–3

Rows of real coins and bills to count and total — choose the coins, realistic or line-art style, life-size at print.

Making Change Worksheet Generator

Counting Money · Grades 1–4

Price and amount-paid problems where students work out the change — with a built-in answer key.

Money Math Worksheet Generator — Add, Subtract, Multiply

Money Math · Grades 1–5

Vertical money-arithmetic drills — addition, subtraction, multiplication, or mixed — with workspace and answer key.

Needs vs. Wants Worksheet Generator

Budgeting · Grades K–6 · 15–20 min

Students classify everyday items as needs or wants — the foundational budgeting concept, with an answer key.

Compound Interest Worksheet Generator

Banking · Grades 7–Adult

Compound-growth problems with randomized balances and rates — students see money earn money, with an answer key.

Supply and Demand Worksheet Generator

Economics · Grades 6–12

Students plot supply and demand lines on a real labeled graph and find the equilibrium — answer key plots it for you.

How to Write a Check — Lesson + Interactive Practice

Banking · Grades 9–12

An animated walkthrough plus a graded fill-out-the-check practice tool — students write a real check on screen.

Interactive practice public · worksheet with Full Membership

Check Register — Lesson + Live Register

Banking · Grades 6–12

How a check register works, with a live on-page register that computes the running balance as students enter transactions.

Live register public · worksheet with Full Membership

How to Endorse a Check

Banking · Grades 7–12

Blank, restrictive, and special endorsements — what to write on the back of a check and why it matters.

Lesson public · worksheet with Full Membership

What Is Credit?

Credit · Grades 7–12

The foundation of the credit unit — what credit is, how borrowing works, and what it costs.

Lesson public · worksheet with Full Membership

Reading a Credit Card Statement

Credit · Grades 8–12

Students decode a real credit card statement — balance, APR, minimum payment, fees, and due dates.

Lesson public · worksheet with Full Membership

Buying a Car

Life Skills · Grades 7–12

The real costs of buying a car — price, financing, insurance, and upkeep — before students sign anything.

Lesson public · worksheet with Full Membership

How to Choose a Career

Career · Grades 7–12

Interests, skills, outlook, and pay — a structured way for students to think about what work fits them.

Lesson public · worksheet with Full Membership

Stock Market Simulation

Investing · Grades 9–12

Run a classroom stock market — students pick, track, and debrief real-world-style investments over time.

Lesson public · worksheet with Full Membership