Worksheet Generator · Insurance
Car Insurance Worksheet Generator
Make car-insurance math worksheets in seconds. Students read a comparison table of four auto-insurance providers — the monthly premium at 50/100/25, 100/200/50, and 150/300/75 liability coverage — then answer word problems: which provider is cheapest, how much more per month or per year one costs than another, and what it costs to add coverage. A real-life money skill that introduces liability insurance, with a built-in answer key. Included with your full Money Instructor membership.
Make a Worksheet
Build your car insurance worksheet
How It Works
Make a worksheet in four steps
- Set the options. Choose how many questions, how many worksheets, and a base monthly rate.
- Generate. Press Generate worksheet — the tool builds a table of four insurance providers with random monthly premiums at each coverage level.
- Students solve. They read the table and answer the comparison questions — cheapest provider, how much more per month or per year, and the cost to upgrade coverage.
- Print or grade. Keep Include answer key on to print the worked answers, or press ↻ New version for a fresh set of providers.
In the Classroom
Six ways to use it
Real-life insurance literacy
A first look at how car-insurance premiums work — and how to compare providers by what they cost each month.
Understanding liability coverage
Introduces the 50/100/25 shorthand for liability limits — bodily injury per person, per accident, and property damage.
Reading a rate table
Students practice pulling the numbers they need out of a real-world insurance rate table with several columns.
Compare and subtract
Greater-than / less-than thinking and multi-digit subtraction to find how much more one provider costs than another.
Monthly vs yearly
Multiply a monthly premium by 12 to see the yearly cost — a key budgeting habit.
Life-skills & driver-ed units
Perfect for a first-car, driver-education, or independent-living lesson in a budgeting or life-skills class. A no-prep, self-checking worksheet.
What It Teaches
Money skills students build
Buying car insurance is one of the first real money decisions a new driver makes, and it comes down to comparing monthly premiums across coverage levels. Students read a rate table, compare providers, figure the yearly cost, and see what it costs to add coverage — reinforcing subtraction, multiplication, and budgeting judgment, while learning what liability insurance is. Pair this with the insurance lessons and the budget worksheets for a full unit.
- Read a car-insurance rate table and pull out the right monthly premium
- Understand liability coverage levels written as 50/100/25, 100/200/50, and 150/300/75
- Compare providers to find the cheapest and most expensive per month
- Subtract to find how much more one provider costs per month or per year
- Multiply a monthly premium by 12 to find the yearly cost — and price an upgrade in coverage
Common Questions
Car Insurance Worksheet FAQ
Do I need a membership to use this generator?
Yes — the generator is a full Money Instructor membership feature (the paid plan, not a free account). Full members can make and print unlimited worksheets with answer keys. The page itself is free to read.
What do the numbers like 50/100/25 mean?
They are the standard shorthand for liability coverage: 50/100/25 means $50,000 of bodily-injury coverage per person, $100,000 per accident, and $25,000 of property damage. Higher numbers mean more coverage — and a higher premium.
What math does this worksheet practice?
Reading data from a table, comparing amounts (greatest and least), multi-digit subtraction (how much more or less per month and per year), and multiplication (a monthly premium × 12 for the yearly cost).
What grade level is it for?
It works best for grades 7 and up, including driver-education, life-skills, transition, and adult-education classes — any time students are learning how car insurance works.
Are the providers and rates always the same?
No — every worksheet has four different providers with fresh random rates. Press ↻ New version for a brand-new set, so every student can get a different one.
Is there an answer key?
Yes. Keep Include answer key on and the tool prints the answer to every question. Set Number of worksheets up to 5 to make different versions at once.
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