Worksheet Generator · Insurance
Health Insurance Worksheet Generator
Make health-insurance math worksheets in seconds. Students read a comparison table of four health plans — the monthly rate for an employee alone, with one dependent, and with two or more dependents — then answer word problems: which plan is cheapest, how much more per month or per year one plan costs than another, and how the rate changes with family size. A real-life money skill, with a built-in answer key. Included with your full Money Instructor membership.
Make a Worksheet
Build your health insurance worksheet
How It Works
Make a worksheet in four steps
- Set the options. Choose how many questions, how many worksheets, and a base monthly rate.
- Generate. Press Generate worksheet — the tool builds a table of four health plans with random monthly rates for each family size.
- Students solve. They read the table and answer the comparison questions — cheapest plan, how much more per month or per year, and the cost for each dependent tier.
- Print or grade. Keep Include answer key on to print the worked answers, or press ↻ New version for a fresh set of plans.
In the Classroom
Six ways to use it
Real-life insurance literacy
A first look at how health-plan premiums work — and how to compare plans by what they cost each month.
Reading a rate table
Students practice pulling the numbers they need out of a real-world insurance rate table with several columns.
Compare and subtract
Greater-than / less-than thinking and multi-digit subtraction to find how much more one plan costs than another.
Monthly vs yearly
Multiply a monthly premium by 12 to see the yearly cost — a key budgeting habit.
Family size & dependents
See how a premium changes from employee-only to one dependent to a whole family — including why the rate is flat at two or more dependents.
Life-skills & transition units
Perfect for a benefits, first-job, or independent-living lesson in a budgeting or life-skills class. A no-prep, self-checking worksheet.
What It Teaches
Money skills students build
Choosing a health plan is one of the first real benefits decisions a new employee makes, and it comes down to comparing monthly premiums across family sizes. Students read a rate table, compare plans, figure the yearly cost, and see how dependents change the price — reinforcing subtraction, multiplication, and budgeting judgment. Pair this with the insurance lessons and the budget worksheets for a full benefits unit.
- Read a health-plan rate table and pull out the right monthly rate
- Compare plans to find the cheapest and most expensive per month
- Subtract to find how much more one plan costs per month or per year
- Multiply a monthly premium by 12 to find the yearly cost
- See how the rate changes with dependents — and why it is flat at two or more
Common Questions
Health Insurance Worksheet FAQ
Do I need a membership to use this generator?
Yes — the generator is a full Money Instructor membership feature (the paid plan, not a free account). Full members can make and print unlimited worksheets with answer keys. The page itself is free to read.
What math does this worksheet practice?
Reading data from a table, comparing amounts (greatest and least), multi-digit subtraction (how much more or less per month and per year), and multiplication (a monthly premium × 12 for the yearly cost).
What grade level is it for?
It works best for grades 6 and up, including life-skills, transition, and adult-education classes — any time students are learning how job benefits and premiums work.
Can I change the rates or number of questions?
Yes. Choose 1 to 10 questions and a base monthly rate (which scales the premiums up or down for easier or harder numbers). A single-question worksheet makes a quick warm-up.
Are the plans and rates always the same?
No — every worksheet has four different plans with fresh random rates. Press ↻ New version for a brand-new set, so every student can get a different one.
Is there an answer key?
Yes. Keep Include answer key on and the tool prints the answer to every question. Set Number of worksheets up to 5 to make different versions at once.
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