Investing and Financial Planning, Advice, Help, Tips

INVESTING MONEY INFORMATION
INVESTING BASICS AND OVERVIEW
		Principles of Investing for Beginners Some basic investment principles you should understand before investing your money. Investing Begins with Savings The key to successful investing is beginning with saving money. An effective savings strategy, together with a smart investing strategy will help you meet your financial goals. Investments: A General Overview Investments can be a complicated subject. Here is an overview of general investments. How much do you Need to Start Investing? How much money is needed to start investing in the stock market? Investing Terms you should know Here is a list of basic investment terms you should know, along with their definition. What is a Bull and a Bear Market? Bulls and bears may sound dangerous, but they simply describe different types of stock markets. What is Growth Investing? Learn about the growth investment style and investing in emerging growth companies, stocks, and mutual funds. What is Value Investing? Learn about the value investment style, buying undervalued investments. The Value of Investment Clubs If you are interested in investing in stocks, but want to expand your investing knowledge, then consider starting or joining an investment club. Investing for Retirement People are living longer, so we must either work longer, or save more to fully enjoy retirement. How Compounding Interest Helps Me Learn about the power of compounding. Why Asset Allocation makes me Money Learn about asset allocation, and diversifying your investment portfolio. Dollar Cost Averaging Learn about the investment strategy of dollar cost averaging, and its advantages and disadvantages. Investment Portfolio Diversification Diversification is a fundamental aspect of sound financial planning. Understanding Risk Risk is an important concept to understand in regard to life, or investing. Learn your risk personality type, to help with managing your investments. Knowing your Situation: A Personal Investment Strategy Here are some factors you should know, to help make your decision to invest. Introduction to Estate Planning and Personal Finance Look at the big picture of your finances and financial goals. An Introduction to Portfolio Management Most investors leave the more technical aspects of portfolio management to their financial consultants. However, this need not be the case. Investment Liquidity: What it is and Why it is Important Liquidity or a lack thereof causes more financial problems than almost any other aspect of finance. Company Retirement Plans Regardless of which retirement plan your employer offers, it is important to know the simple facts about that plan and how it will help you when the time comes to retire. Fundamental Principles of Wealth and Resource Management We discuss ways in which you can improve and learn the skills necessary to not only be a success financially but to be a success in life in general. Avoiding Online Investment Fraud Information and advice on avoiding Online investment fraud. You, Incorporated Imagine ourselves not as people but instead as businesses. Income Streams and Annuities It is very important to understand an income stream from a conceptual standpoint in the world of financial management. Using a Team Approach to Real Estate Investing Real estate investing can be an excellent way to show growth over a period of time. The Inverse Law of Income The inverse law of income states that the greater the potential for long term income the less the potential for immediate income at the beginning. The Law of Diminishing Returns The law of diminishing returns teaches us that there comes a point when assuming additional risk will provide no further benefit. Understanding Investment Management Investment management firms manage the portfolios of individuals, partnerships, corporations, corporate and public retirement plans, non-profit entities and endowments.
BUILDING WEALTH STRATEGIES
		How to Start Investing and Build Wealth Saving money is a necessary requirement for building wealth. Wish Lists and the Purpose of Money Learn about wish lists, money, and setting goals. Setting Goals in your Financial Plan Learn to set goals to reach your financial objectives. Discipline: A Necessary Skill for Financial Success Proper discipline is a necessary skill for financial success. Balancing Income and Expenses Learn to balance your income and expenses. Saving Money: Money as Energy Money is like a form of energy. Learn to control and accumulate it. Wealth Consciousness A secret to building wealth is to first gain a wealth consciousness. Delayed Gratification Being able to delay gratification is a skill that must be acquired on your road to wealth. A Strategy for Building Wealth Money does not grow on trees. You must give something to receive it. Here are some strategies for building wealth. Understanding Abundance and Needs It is a fact of human nature that our needs are never entirely fulfilled.
TYPES OF INVESTMENTS
		Basic Types of Investments - Financial Instruments you should know If you are new to investing, then it is important that you understand the different types of investments, or financial instruments, available to you. Understanding Mutual Funds Mutual funds provide a convenient way to invest in a diversified stock portfolio. Here is some basic information on mutual funds. What is a Mutual Fund? What is a mutual fund? Spreading your Risk with Mutual Funds Learn about using mutual funds as an investment. Introduction to Mutual Funds An introduction to investing in mutual funds. What are Stocks? Learn about the basics of stocks and stock investing. What are Bonds? Investing in Bonds Learn about the basics of bonds, including the different bond types including government, municipal, and corporate bonds. How to Invest in Bonds Information on investing in bonds. The Benefits of Index Funds Index funds provide a simple, low cost way to invest in a diversified portfolio of stocks. Investing in Index Funds Index investing can be simple or enormously complex, depending on how you approach it and what you expect out of it. Doing your Own Investing with Drips If you would like to invest in stocks, but don't have much to invest, then you may want to consider a dividend reinvestment plan, or DRIP. Advantages and Disadvantages of Investing in Mutual Funds Here are some important advantages and disadvantages of investing in mutual funds. Investing in ETFs (Exchange Traded Funds) Learn about the pros and cons of investing in EFTs, or Exchange Traded Funds. Government and Municipal Bonds An overview of government and municipal bonds and debentures. What is Private Equity Investing? Besides investing in public companies, you can also invest in private companies, also known as private equity investing. Investing in Micro Cap Stocks Learn about investing in micro cap stocks, or stocks for companies with market capitalization under $300 million. Corporate Bonds An overview of corporate bonds, including risk and terms of maturity. Investing Internationally International investments have additional risks you should understand before investing in foreign markets. 529 College Savings Plans Qualified Tuition Programs, or 529 plans for saving for college. An Introduction to Options An introduction to options and derivatives. Common Questions about Stock Options and Derivatives A review of responses to common questions about these esoteric investments. Investing in Precious Metals Learn about investing in precious metals including gold, silver, and platinum. Types of Stock A thorough knowledge of various stock classifications and their defining factors will help you in choosing one appropriate for your portfolio. Investing in REITs The real estate investment trust (REIT) is an excellent way to invest in real estate, without actually having to manage properties. Investing in Foreign Currencies Information on investing in foreign currencies. Investing in Foreign Stock Exchanges Information on investing in foreign stock exchanges. Understanding Derivatives and Futures A derivative is not an equity, but is rather derived from an equity such as a stock or bond. Understanding Insurance and Annuities Information on investing and insurance and annuities. Index Options Index options are not that different from the more traditional options on stocks. A Guide to Non-Traditional Investments Investing for growth is a principal that applies to other types of assets that lie outside the normal realm of finances. The Basics of Financial Markets Today, there are all sorts of markets, ranging from the supermarket that sells our everyday food and household products, to the art market, the real estate market and even the drug market.
ANNUITIES
		Information on Annuities - How Annuities Work for You An annuity may be compared to an insurance policy. Here is information on annuities to see if they fit your personal financial plan.
FINANCIAL PLANNERS AND PLANNING
		Financial Planning Introduction: Applying what you Know It is important to go over some actual actions that you can take toward having more financial success and creating a better future for both you and your family. What Services do Financial Planners provide? Information on how a financial planner can help you with managing your money. Principles of accumulating wealth, limiting your liabilities, and protecting your assets. Which Stock Broker should I Choose? Choose a stock broker that understands you and your investment needs. Choosing a Financial Planner Advice on finding and choosing a financial planner. Choosing a Financial Advisor An astute investment advisor can help you make better and more intelligent decisions for very little cost. Managing Money Yourself Should you manage money yourself, or let a professional do it for you? Personal Record Keeping and Financial Planning A comprehensive financial plan will also include record keeping. Creating a Debt List Learn about creating a debt list -- a list of anything you owe others -- for helping you manage your debt. Protecting Yourself Some ways you can spot an unscrupulous stock broker and methods you can use to ensure that you are not taken advantage of.
INVESTING STRATEGIES AND TRADING
		Fundamental Stock Market Investing Learn about fundamental stock market investing and trading. What is Technical Analysis? One method to analyze stocks is called technical analysis. Understanding Market Volatility Market volatility allows traders to take advantage of short-term price changes for profit. How to do Free Research on Stocks For investing in individual stocks, research and due diligence is a must. Creating a Stock Watch List Stock market traders often use a watch list for monitoring stocks and the market. Day Trading versus Intra-Day Trading This differences of day trading and intra-day trading. Understanding Analyst Ratings, and When to Ignore Them When to ignore Wall Street analyst ratings. Introduction to Day Trading Day trading: Do your own research, do not get caught up in systems that deliver signals for a high fee. Gaining Insight through Company Quarterly Filings One of the most important things to look at when making an investment decision is the company's quarterly (10-Q) and annual (10-K) filings. What makes Stock Prices go Up and Down? What causes stocks to go up and down? Investment programs, Software, CDs and Tutorials Information on investment education programs, software, CDs, and tutorials. Media Strategy: Stock Analysis through the Press The press, and how the company handles the press, has a big impact on share price.
ADVANCED INVESTING CONCEPTS
		Financial Futures Foreign exchange futures, commodity futures, and financial futures. An Introduction to Foreign Exchange The basics of foreign exchange, markets, and trading. Understanding Oil Markets Learn about oil markets, crude pricing, and the global economy. Understanding Commodities Markets The commodities markets, futures markets, and how they began. Developing Countries and Markets Information on developing countries and developing markets. Understanding Financial Risk Management Financial risk management is used to protect against financial market exposures. International Free Trade Negotiations International free trade negotiations and agreements. The Business of Importing and Exporting Importing and exporting business and trade. Importance of International Trade International trade is the backbone of our modern, commercial world. Purchasing Power Parity Method The PPP method considers a bundle of goods, and then calculates the price of this bundle in each country. Buying or Selling Calls as an Investment Strategy Call options on individual stocks or other types of securities provided an affordable and flexible way to benefit from an anticipated price increase. Buying or Selling Puts as an Investment Strategy Whereas Call options allow one to benefit on a stock price going up, Put options allow one to benefit when a stock price goes down. Esoteric Derivatives and Structured Transactions Derivatives are the area of the investment industry that exceeds all others in terms of growth in the number of offerings.
ECONOMICS
		What is Economics? Learn an introduction to economics, including vocabulary, and why it is important to business, government, and our daily lives. Opportunity Cost Opportunity cost is the cost we pay when we give up something to get something else. Macroeconomics: A General Overview Learn about macroeconomics, basic principles, and concepts. Microeconomics: A General Overview Learn about microeconomics, and basic concepts. The Evolution of Money The two theories which explain what money is. Fundamentals of Economics The basic principles of economics. World Economics he study of world economics (also called international economics) is the study of all of the factors that influence the movement of goods and money around the world, and because it is so intricately tied, the related politics.
FINANCE PRINCIPLES
		Simple Interest Learn how to calculate simple interest, using its three main components: principal, interest rate, and time. Compound Interest Learn how to calculate compound interest. Efficient Markets Hypothesis A basic principle of finance. An efficient securities market is one where the prices of securities traded on that market reflect all publicly known information. Present Value Present value is today's money value of a future amount. Formulas and examples of calculating present value. CAPM - The Capital Asset Pricing Model The capital asset pricing model, or CAPM, is a model for pricing risky securities, such as stocks. Cost of Capital - WACC The cost of capital is the expected return required on investments to compensate you for the risk. Learn to calculate the cost of capital. Capital Budgeting Capital budgeting is the process by which financial managers decide whether or not to invest in specific capital projects or assets. Learn the basics of capital budgeting. Bond Valuation Learn how to use finance principles to value bonds. Calculate bond prices. Information Asymmetry The financial concept of information asymmetry. Standard Deviation The financial concept, and calculation of standard deviation. Perpetuities A perpetuity is an annuity that provides payments indefinitely. The Power of Compounding Time exerts a great influence on your investment portfolio. Calculating different types of Annuities Examples and formulas for calculating different types of annuities. Bonds: An Introduction An introduction to the characteristics and types of bonds. Bonds: Calculating Yield How to calculate the yield of a bond. Current yield, yield to maturity, etc. Optimizing Capital Structure The importance of ensuring an optimal capital structure. Annuities Annuities are a special type cash flow where each year you get a specified amount of money. Interest Rate Sensibility The price of bonds can vary, but not every bond is affected in the same way when circumstances change. Bonds: Market Value, Current Price Market value is the present value of the expected cash-flows. Understanding Corporate Finance Corporate finance is the body of knowledge that dictates the decisions a company makes about its finances.
REAL ESTATE
		Real Estate Information on investing in real estate including buying a home, choosing a mortgage, saving money for a home, first time home buyers advice and tips.
RETIREMENT
		Investing for Retirement People are living longer, so we must either work longer, or save more to fully enjoy retirement. How much Money do I need to Retire? To retire you will need to save a large enough nest egg to provide a steady income stream. Retirement Lifestyle: A Time for Pursuit of Passion Retirement may be a time of renewal or reinvention. Your lifestyle choice is up to you. Retirement Planning -- Quick Guide to Choosing a 401(k) Advisor Proper planning for retirement is important, and an advisor can help. Here is some information on choosing a retirement planner or 401(k) advisor. 401(k) Participation Still Too Low According to a recent Harris poll, only about a third of workers in the U.S. will have enough money saved to retire in comfort. The Place of Social Security in your Retirement Plan Establishing a financial plan to make up for the social security shortfall is near impossible unless you plan years in advance. Estate Planning: Legacy and End of Life Planning Everyone should take note to review their current estate plan or create one. A Guide to Individual Retirement Plans An individual retirement plan is something everyone who is able should contribute to on their way to retirement. Insure Your Future by Retirement Planning Too many people do not sufficiently insure their future retirement by proper financial planning.
TEACHING INVESTING LESSONS
		Teaching Investing All about teaching investing money. Learn basic investing and financial concepts. Including stocks, the stock market, interest, income statements. Buying stocks, calculating shares purchased, percentage change in share price, how to read a stock table.

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INVESTING AND FINANCIAL PLANNING

INVESTING
AND FINANCIAL PLANNING